Wat doet de Wet betaalbare huur met mijn rendement?

Formulas:

• h_p = if(punten < 40, 40, if(punten > 250, 250, round(punten, 0)))
  
• h_cap = if(punten_unc > punten && punten <= 186 && punten_unc > 186, 1, 0)
  
• h_p27 = if(h_cap == 1, if(punten_unc > 250, 250, round(punten_unc, 0)), h_p)
  
• h_t26_0 = if(h_p == 40, 250.26, if(h_p == 41, 256.53, if(h_p == 42, 262.75, if(h_p == 43, 269.02, if(h_p == 44, 275.27, if(h_p == 45, 281.5, if(h_p == 46, 287.78, if(h_p == 47, 294.03, if(h_p == 48, 300.29, if(h_p == 49, 306.54, if(h_p == 50, 312.8, if(h_p == 51, 319.02, if(h_p == 52, 325.3, if(h_p == 53, 331.54, if(h_p == 54, 337.8, if(h_p == 55, 344.05, if(h_p == 56, 350.35, if(h_p == 57, 356.53, if(h_p == 58, 362.79, if(h_p == 59, 369.09, if(h_p == 60, 375.32, if(h_p == 61, 381.55, if(h_p == 62, 387.83, if(h_p == 63, 394.06, if(h_p == 64, 400.32, if(h_p == 65, 406.58, if(h_p == 66, 412.85, if(h_p == 67, 419.1, if(h_p == 68, 425.33, if(h_p == 69, 431.56, if(h_p == 70, 437.81, 0)))))))))))))))))))))))))))))))
  
• h_t26_1 = if(h_p == 71, 444.09, if(h_p == 72, 450.36, if(h_p == 73, 456.57, if(h_p == 74, 462.86, if(h_p == 75, 469.09, if(h_p == 76, 475.36, if(h_p == 77, 481.6, if(h_p == 78, 487.89, if(h_p == 79, 494.1, if(h_p == 80, 500.38, if(h_p == 81, 507.22, if(h_p == 82, 514.08, if(h_p == 83, 520.96, if(h_p == 84, 527.81, if(h_p == 85, 534.7, if(h_p == 86, 541.56, if(h_p == 87, 548.41, if(h_p == 88, 555.29, if(h_p == 89, 562.13, if(h_p == 90, 569.03, if(h_p == 91, 575.87, if(h_p == 92, 582.71, if(h_p == 93, 589.61, if(h_p == 94, 596.45, if(h_p == 95, 603.32, if(h_p == 96, 610.19, if(h_p == 97, 617.08, if(h_p == 98, 623.94, if(h_p == 99, 630.82, if(h_p == 100, 637.67, if(h_p == 101, 644.53, 0)))))))))))))))))))))))))))))))
  
• h_t26_2 = if(h_p == 102, 651.36, if(h_p == 103, 658.24, if(h_p == 104, 665.12, if(h_p == 105, 671.95, if(h_p == 106, 678.85, if(h_p == 107, 685.7, if(h_p == 108, 692.56, if(h_p == 109, 699.44, if(h_p == 110, 706.32, if(h_p == 111, 713.2, if(h_p == 112, 720.05, if(h_p == 113, 726.9, if(h_p == 114, 733.79, if(h_p == 115, 740.66, if(h_p == 116, 747.51, if(h_p == 117, 754.37, if(h_p == 118, 761.21, if(h_p == 119, 768.08, if(h_p == 120, 774.94, if(h_p == 121, 781.85, if(h_p == 122, 788.71, if(h_p == 123, 795.56, if(h_p == 124, 802.44, if(h_p == 125, 809.3, if(h_p == 126, 816.14, if(h_p == 127, 823.02, if(h_p == 128, 829.94, if(h_p == 129, 836.74, if(h_p == 130, 843.62, if(h_p == 131, 850.49, if(h_p == 132, 857.33, 0)))))))))))))))))))))))))))))))
  
• h_t26_3 = if(h_p == 133, 864.24, if(h_p == 134, 871.06, if(h_p == 135, 877.97, if(h_p == 136, 884.79, if(h_p == 137, 891.67, if(h_p == 138, 898.56, if(h_p == 139, 905.39, if(h_p == 140, 912.26, if(h_p == 141, 919.14, if(h_p == 142, 925.98, if(h_p == 143, 932.93, if(h_p == 144, 939.73, if(h_p == 145, 946.61, if(h_p == 146, 953.45, if(h_p == 147, 960.33, if(h_p == 148, 967.18, if(h_p == 149, 974.05, if(h_p == 150, 980.91, if(h_p == 151, 987.78, if(h_p == 152, 994.63, if(h_p == 153, 1001.5, if(h_p == 154, 1008.35, if(h_p == 155, 1015.22, if(h_p == 156, 1022.07, if(h_p == 157, 1029.0, if(h_p == 158, 1035.81, if(h_p == 159, 1042.73, if(h_p == 160, 1049.57, if(h_p == 161, 1056.42, if(h_p == 162, 1063.32, if(h_p == 163, 1070.14, 0)))))))))))))))))))))))))))))))
  
• h_t26_4 = if(h_p == 164, 1077.0, if(h_p == 165, 1083.88, if(h_p == 166, 1090.76, if(h_p == 167, 1097.61, if(h_p == 168, 1104.46, if(h_p == 169, 1111.39, if(h_p == 170, 1118.23, if(h_p == 171, 1125.08, if(h_p == 172, 1131.94, if(h_p == 173, 1138.85, if(h_p == 174, 1145.69, if(h_p == 175, 1152.55, if(h_p == 176, 1159.4, if(h_p == 177, 1166.27, if(h_p == 178, 1173.15, if(h_p == 179, 1180.01, if(h_p == 180, 1186.84, if(h_p == 181, 1193.76, if(h_p == 182, 1200.61, if(h_p == 183, 1207.46, if(h_p == 184, 1214.31, if(h_p == 185, 1221.21, if(h_p == 186, 1228.07, if(h_p == 187, 1234.92, if(h_p == 188, 1241.81, if(h_p == 189, 1248.65, if(h_p == 190, 1255.53, if(h_p == 191, 1262.4, if(h_p == 192, 1269.25, if(h_p == 193, 1276.12, if(h_p == 194, 1283.0, 0)))))))))))))))))))))))))))))))
  
• h_t26_5 = if(h_p == 195, 1289.86, if(h_p == 196, 1296.7, if(h_p == 197, 1303.57, if(h_p == 198, 1310.46, if(h_p == 199, 1317.28, if(h_p == 200, 1324.18, if(h_p == 201, 1331.03, if(h_p == 202, 1337.89, if(h_p == 203, 1344.75, if(h_p == 204, 1351.63, if(h_p == 205, 1358.5, if(h_p == 206, 1365.34, if(h_p == 207, 1372.24, if(h_p == 208, 1379.09, if(h_p == 209, 1385.95, if(h_p == 210, 1392.84, if(h_p == 211, 1399.69, if(h_p == 212, 1406.56, if(h_p == 213, 1413.43, if(h_p == 214, 1420.28, if(h_p == 215, 1427.15, if(h_p == 216, 1433.99, if(h_p == 217, 1440.86, if(h_p == 218, 1447.71, if(h_p == 219, 1454.6, if(h_p == 220, 1461.49, if(h_p == 221, 1468.31, if(h_p == 222, 1475.19, if(h_p == 223, 1482.05, if(h_p == 224, 1488.95, if(h_p == 225, 1495.77, 0)))))))))))))))))))))))))))))))
  
• h_t26_6 = if(h_p == 226, 1502.67, if(h_p == 227, 1509.53, if(h_p == 228, 1516.4, if(h_p == 229, 1523.28, if(h_p == 230, 1530.12, if(h_p == 231, 1536.98, if(h_p == 232, 1543.85, if(h_p == 233, 1550.71, if(h_p == 234, 1557.56, if(h_p == 235, 1564.46, if(h_p == 236, 1571.31, if(h_p == 237, 1578.17, if(h_p == 238, 1585.01, if(h_p == 239, 1591.91, if(h_p == 240, 1598.76, if(h_p == 241, 1605.64, if(h_p == 242, 1612.52, if(h_p == 243, 1619.36, if(h_p == 244, 1626.24, if(h_p == 245, 1633.1, if(h_p == 246, 1639.96, if(h_p == 247, 1646.78, if(h_p == 248, 1653.7, if(h_p == 249, 1660.54, if(h_p == 250, 1667.4, 0)))))))))))))))))))))))))
  
• h_t26 = if(h_p <= 40, 250.26, h_t26_0 + h_t26_1 + h_t26_2 + h_t26_3 + h_t26_4 + h_t26_5 + h_t26_6)
  
• h_t27_0 = if(h_p27 == 40, 257.45, if(h_p27 == 41, 263.9, if(h_p27 == 42, 270.29, if(h_p27 == 43, 276.74, if(h_p27 == 44, 283.17, if(h_p27 == 45, 289.58, if(h_p27 == 46, 296.04, if(h_p27 == 47, 302.47, if(h_p27 == 48, 308.91, if(h_p27 == 49, 315.34, if(h_p27 == 50, 321.78, if(h_p27 == 51, 328.18, if(h_p27 == 52, 334.64, if(h_p27 == 53, 341.06, if(h_p27 == 54, 347.5, if(h_p27 == 55, 353.93, if(h_p27 == 56, 360.41, if(h_p27 == 57, 366.77, if(h_p27 == 58, 373.21, if(h_p27 == 59, 379.69, if(h_p27 == 60, 386.1, if(h_p27 == 61, 392.5, if(h_p27 == 62, 398.96, if(h_p27 == 63, 405.37, if(h_p27 == 64, 411.81, if(h_p27 == 65, 418.25, if(h_p27 == 66, 424.7, if(h_p27 == 67, 431.13, if(h_p27 == 68, 437.54, if(h_p27 == 69, 443.95, if(h_p27 == 70, 450.38, 0)))))))))))))))))))))))))))))))
  
• h_t27_1 = if(h_p27 == 71, 456.84, if(h_p27 == 72, 463.29, if(h_p27 == 73, 469.68, if(h_p27 == 74, 476.15, if(h_p27 == 75, 482.56, if(h_p27 == 76, 489.01, if(h_p27 == 77, 495.43, if(h_p27 == 78, 501.9, if(h_p27 == 79, 508.28, if(h_p27 == 80, 514.74, if(h_p27 == 81, 521.78, if(h_p27 == 82, 528.84, if(h_p27 == 83, 535.92, if(h_p27 == 84, 542.96, if(h_p27 == 85, 550.05, if(h_p27 == 86, 557.11, if(h_p27 == 87, 564.15, if(h_p27 == 88, 571.23, if(h_p27 == 89, 578.27, if(h_p27 == 90, 585.37, if(h_p27 == 91, 592.4, if(h_p27 == 92, 599.44, if(h_p27 == 93, 606.54, if(h_p27 == 94, 613.57, if(h_p27 == 95, 620.64, if(h_p27 == 96, 627.71, if(h_p27 == 97, 634.79, if(h_p27 == 98, 641.85, if(h_p27 == 99, 648.93, if(h_p27 == 100, 655.98, if(h_p27 == 101, 663.03, 0)))))))))))))))))))))))))))))))
  
• h_t27_2 = if(h_p27 == 102, 670.06, if(h_p27 == 103, 677.14, if(h_p27 == 104, 684.21, if(h_p27 == 105, 691.24, if(h_p27 == 106, 698.34, if(h_p27 == 107, 705.38, if(h_p27 == 108, 712.44, if(h_p27 == 109, 719.52, if(h_p27 == 110, 726.6, if(h_p27 == 111, 733.67, if(h_p27 == 112, 740.72, if(h_p27 == 113, 747.77, if(h_p27 == 114, 754.85, if(h_p27 == 115, 761.92, if(h_p27 == 116, 768.97, if(h_p27 == 117, 776.02, if(h_p27 == 118, 783.06, if(h_p27 == 119, 790.13, if(h_p27 == 120, 797.18, if(h_p27 == 121, 804.29, if(h_p27 == 122, 811.35, if(h_p27 == 123, 818.4, if(h_p27 == 124, 825.47, if(h_p27 == 125, 832.53, if(h_p27 == 126, 839.57, if(h_p27 == 127, 846.64, if(h_p27 == 128, 853.76, if(h_p27 == 129, 860.76, if(h_p27 == 130, 867.84, if(h_p27 == 131, 874.9, if(h_p27 == 132, 881.94, 0)))))))))))))))))))))))))))))))
  
• h_t27_3 = if(h_p27 == 133, 889.05, if(h_p27 == 134, 896.06, if(h_p27 == 135, 903.17, if(h_p27 == 136, 910.19, if(h_p27 == 137, 917.26, if(h_p27 == 138, 924.35, if(h_p27 == 139, 931.38, if(h_p27 == 140, 938.45, if(h_p27 == 141, 945.52, if(h_p27 == 142, 952.56, if(h_p27 == 143, 959.71, if(h_p27 == 144, 966.7, if(h_p27 == 145, 973.78, if(h_p27 == 146, 980.82, if(h_p27 == 147, 987.9, if(h_p27 == 148, 994.94, if(h_p27 == 149, 1002.01, if(h_p27 == 150, 1009.07, if(h_p27 == 151, 1016.13, if(h_p27 == 152, 1023.18, if(h_p27 == 153, 1030.25, if(h_p27 == 154, 1037.29, if(h_p27 == 155, 1044.36, if(h_p27 == 156, 1051.41, if(h_p27 == 157, 1058.54, if(h_p27 == 158, 1065.54, if(h_p27 == 159, 1072.66, if(h_p27 == 160, 1079.7, if(h_p27 == 161, 1086.74, if(h_p27 == 162, 1093.84, if(h_p27 == 163, 1100.86, 0)))))))))))))))))))))))))))))))
  
• h_t27_4 = if(h_p27 == 164, 1107.91, if(h_p27 == 165, 1114.99, if(h_p27 == 166, 1122.07, if(h_p27 == 167, 1129.12, if(h_p27 == 168, 1136.16, if(h_p27 == 169, 1143.29, if(h_p27 == 170, 1150.33, if(h_p27 == 171, 1157.37, if(h_p27 == 172, 1164.43, if(h_p27 == 173, 1171.54, if(h_p27 == 174, 1178.58, if(h_p27 == 175, 1185.63, if(h_p27 == 176, 1192.68, if(h_p27 == 177, 1199.75, if(h_p27 == 178, 1206.82, if(h_p27 == 179, 1213.88, if(h_p27 == 180, 1220.91, if(h_p27 == 181, 1228.02, if(h_p27 == 182, 1235.07, if(h_p27 == 183, 1242.12, if(h_p27 == 184, 1249.16, if(h_p27 == 185, 1256.26, if(h_p27 == 186, 1263.32, if(h_p27 == 187, 1270.37, if(h_p27 == 188, 1277.45, if(h_p27 == 189, 1284.49, if(h_p27 == 190, 1291.57, if(h_p27 == 191, 1298.63, if(h_p27 == 192, 1305.68, if(h_p27 == 193, 1312.75, if(h_p27 == 194, 1319.83, 0)))))))))))))))))))))))))))))))
  
• h_t27_5 = if(h_p27 == 195, 1326.88, if(h_p27 == 196, 1333.92, if(h_p27 == 197, 1340.99, if(h_p27 == 198, 1348.07, if(h_p27 == 199, 1355.09, if(h_p27 == 200, 1362.19, if(h_p27 == 201, 1369.23, if(h_p27 == 202, 1376.29, if(h_p27 == 203, 1383.35, if(h_p27 == 204, 1390.43, if(h_p27 == 205, 1397.49, if(h_p27 == 206, 1404.53, if(h_p27 == 207, 1411.63, if(h_p27 == 208, 1418.67, if(h_p27 == 209, 1425.73, if(h_p27 == 210, 1432.82, if(h_p27 == 211, 1439.87, if(h_p27 == 212, 1446.93, if(h_p27 == 213, 1454.0, if(h_p27 == 214, 1461.05, if(h_p27 == 215, 1468.11, if(h_p27 == 216, 1475.15, if(h_p27 == 217, 1482.22, if(h_p27 == 218, 1489.26, if(h_p27 == 219, 1496.35, if(h_p27 == 220, 1503.44, if(h_p27 == 221, 1510.45, if(h_p27 == 222, 1517.53, if(h_p27 == 223, 1524.59, if(h_p27 == 224, 1531.69, if(h_p27 == 225, 1538.7, 0)))))))))))))))))))))))))))))))
  
• h_t27_6 = if(h_p27 == 226, 1545.8, if(h_p27 == 227, 1552.86, if(h_p27 == 228, 1559.92, if(h_p27 == 229, 1567.0, if(h_p27 == 230, 1574.04, if(h_p27 == 231, 1581.1, if(h_p27 == 232, 1588.16, if(h_p27 == 233, 1595.22, if(h_p27 == 234, 1602.27, if(h_p27 == 235, 1609.36, if(h_p27 == 236, 1616.41, if(h_p27 == 237, 1623.47, if(h_p27 == 238, 1630.5, if(h_p27 == 239, 1637.6, if(h_p27 == 240, 1644.65, if(h_p27 == 241, 1651.73, if(h_p27 == 242, 1658.8, if(h_p27 == 243, 1665.84, if(h_p27 == 244, 1672.92, if(h_p27 == 245, 1679.97, if(h_p27 == 246, 1687.03, if(h_p27 == 247, 1694.05, if(h_p27 == 248, 1701.17, if(h_p27 == 249, 1708.2, if(h_p27 == 250, 1715.26, 0)))))))))))))))))))))))))
  
• h_t27 = if(h_p27 <= 40, 257.45, h_t27_0 + h_t27_1 + h_t27_2 + h_t27_3 + h_t27_4 + h_t27_5 + h_t27_6)
  
• h_toe = if(toeslag == 'rijks', 0.35, if(toeslag == 'gem', 0.15, if(toeslag == 'gezicht', 0.05, if(toeslag == 'nieuw' && punten > 143 && punten <= 186, 0.10, 0))))
  
• segment = if(punten <= 143, 'sociale huur', if(punten <= 186, 'middenhuur', 'vrije sector'))
  
• h_m26 = if(punten <= 186, h_t26 * (1 + h_toe), 0)
  
• h_m27 = if(punten <= 186, if(h_cap == 1, 1263.32 * (1 + h_toe) + h_t27 - 1263.32, h_t27 * (1 + h_toe)), 0)
  
• max_2026 = if(punten <= 186, concat('€ ', format(h_m26, '0.00')), 'geen maximum')
  
• max_2027 = if(punten <= 186, concat('€ ', format(h_m27, '0.00')), 'geen maximum')
  
• h_v26 = if(punten <= 186 && huur > h_m26, huur - h_m26, 0)
  
• h_v27 = if(punten <= 186 && huur > h_m27, huur - h_m27, 0)
  
• verlies_maand = round(h_v26, 2)
  Volgens de regels van 2026.
• verlies_jaar = round(h_v26 * 12, 0)
  
• h_j0 = huur * 12
  
• h_j1 = (huur - h_v26) * 12
  
• h_j2 = (huur - h_v27) * 12
  
• bar_nu = if(waarde > 0, round(h_j0 / waarde * 100, 2), 0)
  
• bar_na = if(waarde > 0, round(h_j1 / waarde * 100, 2), 0)
  
• nar_nu = if(waarde > 0, round((h_j0 - kosten) / waarde * 100, 2), 0)
  Huur min exploitatiekosten, gedeeld door de waarde. Zonder rente en belasting.
• nar_na = if(waarde > 0, round((h_j1 - kosten) / waarde * 100, 2), 0)
  
• h_wv = if(h_j0 > 0 && waarde > 0, h_v26 * 12 / (h_j0 / waarde), 0)
  
• waarde_effect = if(h_wv > 0, concat('− ', concat('€ ', format(round(h_wv,0), '0.#'))), '€ 0')
  
• herstel_2027 = if(h_v26 > h_v27, round((h_v26 - h_v27) * 12, 0), 0)
  Door de WOZ-prijsopslag en de indexatie van de huurprijstabel 2027, bij een nieuw huurcontract.
• h_o1 = concat('Bij een nieuwe huurder moet de huur € ', format(h_v26, '0.00'), ' per maand omlaag naar € ', format(h_m26, '0.00'), ' (', segment, '). Je netto rendement daalt van ', format(nar_nu, '0.0#'), '% naar ', format(nar_na, '0.0#'), '%. Bij een gelijk rendement voor een koper is de woning verhuurd ongeveer ', concat('€ ', format(round(h_wv,0), '0.#')), ' minder waard.', if(herstel_2027 > 0, concat(' Per 2027 win je bij een nieuw contract ', concat('€ ', format(round(herstel_2027,0), '0.#')), ' per jaar terug.'), ''))
  
• oordeel = if(huur <= 0 || punten <= 0 || waarde <= 0, 'Vul de huur, de punten en de waarde in.', if(punten > 186, concat('Met ', format(punten, '0'), ' punten valt de woning in de vrije sector: de Wet betaalbare huur begrenst de huur bij een nieuwe huurder niet, alleen de jaarlijkse verhoging.'), if(h_v26 <= 0, concat('De huur van € ', format(huur, '0'), ' past al binnen het maximum van € ', format(h_m26, '0.00'), ' (', segment, '). De wet kost je bij een nieuwe huurder geen huur.'), h_o1)))
  
• volgende = 'Zittende huurders met een contract van vóór 1 juli 2024 houden hun huur. Weeg af wat je bij vertrek doet met Verkopen of blijven verhuren, of verhoog de punten met Huurwoning naar label D: wat levert verduurzamen op?'
  

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